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PXP, the omnichannel global payment platform and innovative industry disruptor, today announces a new strategic partnership with PayXpert Ltd. a pioneer in omnichannel payments serving local and international brands both online and in-store. The collaboration will enable UK merchants to accept QR-based payments, including Alipay+ and WeChat Pay, enhancing accessibility for international customers, particularly from China.

Simon Brayshaw, VP Solutions Ecosystem & Innovation of PXP, commented: "This partnership enables UK merchants to instantly tap into the £30 billion Chinese tourist market through familiar payment methods like Alipay+ and WeChat Pay. Merchants can effortlessly accept these alternative payment methods with zero disruption to their operations, while customers enjoy a smooth, tailored checkout experience with a wider range of payment options, perfectly suited to their preferences. We're thrilled to be working alongside a team that shares our vision for the future, and together will pave the way for a more connected, seamless, and customer-centric payment experience."

A Strategic Response to Global Payment Trends

The global shift toward mobile payments continues to accelerate, with countries like China and India leading the way in mobile payment adoption. For UK merchants, this presents a valuable opportunity to enhance the payment experience for international customers by embracing Alternative Payment Methods (APMs) that are already deeply integrated into daily life in these markets.

Through this partnership, merchants can now seamlessly accept QR-based payments like Alipay+ and WeChat Pay, ensuring a smooth and familiar checkout experience for overseas shoppers.

Beyond improving the customer journey, this collaboration fuels significant growth for both companies. PayXpert Ltd. will benefit from access to PXP’s well-established merchant network, spanning retail, hospitality, and travel industries, while PXP will be able to extend its services to include new APMs in key international markets.

David Armstrong, Managing Director, PayXpert Ltd. added: "We believe this partnership will open borders and secure a seamless payment experience for both merchants and customers alike. PXP's technical expertise in building robust payment infrastructures and their proven track record in securely handling transactions across multiple industries makes them the ideal partner for this initiative. The ability to process QR-based payments familiar to Asian visitors via PayXpert Ltd. removed significant barriers to commerce, while merchants benefit from PXP's reliable integration capabilities. Together, we're creating a payment ecosystem that truly reflects how people prefer to pay in today's interconnected world.”

Looking Forward: A More Inclusive Payment Ecosystem

The announcement marks a significant milestone in global payment integration, empowering UK merchants to stay ahead of evolving consumer demands and connect with international customers. With this enhanced payment flexibility, businesses can offer a more inclusive and frictionless payment experience, driving growth and fostering customer loyalty in a competitive digital marketplace.

To find out more about PXP, visit https://pxp.io/

PXP, the omnichannel global payment platform and innovative industry disruptor, today show the results of an exclusive survey, which reveals Gen Z overwhelmingly prefers instant, digital-first payment methods, with traditional banking options falling dramatically out of favour.

Key insights from the survey include:

• Mobile wallets on the rise: 19% use mobile wallets for grocery shopping, signalling a shift towards digital convenience.
• Travel-ready tech: 57% see multi-currency wallets as essential for seamless international payments.
• Wearable payments gaining traction: 41% are open to using smartwatches and fitness trackers for transactions.
• Biometric interest: 33% are keen on fingerprint or facial recognition payments, highlighting demand for secure, frictionless experiences.
• Debit dominance: 34% of Gen Z prefer debit cards as their primary payment method.

To better understand Gen Z’s payment preferences, PXP partnered with Censuswide to conduct the survey of 2,000+ consumers aged 18 and above. The results have now been collated into a new report - Generational Trends 2025: Gen Z and the Future of Payments – which also includes practical ways merchants can leverage the data to future-proof their businesses.

The retail and travel sectors show particularly interesting trends among Gen Z consumers. In retail environments, while 34% of Gen Z shoppers still favour debit cards, digital wallets are quickly emerging as one of their top preferred payment methods, with 19% already choosing them for purchases in fashion stores and electronics shops—the highest percentage across all generations who took part in the research. This demonstrates a rising interest and growing trust in digital-first solutions, even for higher-value transactions.

For the travel sector, Gen Z expectations are reshaping the landscape, with 57% considering multi-currency wallets essential for their journeys. This tech-savvy generation is also increasingly using Buy Now, Pay Later options to spread the cost of travel experiences, and showing strong interest in biometric payments for streamlined check-ins and purchases whilst abroad.

Commenting on the launch, Magda Schmid-Debska, VP Growth & Marketing for PXP, said: “Gen Z’s influence extends far beyond the checkout. Their willingness to embrace new payment technologies—whether fingerprint logins or blockchain-based systems—sets them apart from other generations, driving demand for seamless, near-invisible transactions. From retail to hospitality, everything but cutting-edge payment experience is no longer acceptable.

“For businesses, this presents a crucial opportunity: optimising the checkout experience across digital and in-store channels isn’t just about convenience—it’s key to winning Gen Z’s loyalty. The rise of live commerce and social shopping platforms is further transforming how Gen Z discovers and purchases products. It will be fascinating to watch how emerging social media trends continue to reshape payment preferences and merchant strategies in this rapidly evolving landscape. To stay ahead, merchants must move swiftly to adopt tech that ensures fast, frictionless, and secure transactions. Those who get it right won’t just attract a key demographic; they’ll define the future of payments in an era of innovation and adaptability."

The full report, Generational Trends 2025: Gen Z and the Future of Payments, provides deep insights into the evolving payment landscape and is essential reading for businesses and financial service providers. Read it here.

To find out more about PXP please visit: http://pxp.io/.

Shape Technologies, the innovative payments-platform-as-a-service provider, and PXP, a next-gen technology platform, are excited to announce their collaboration designed to transform the way that ISOs, ISVs, and Payment Facilitators go to market.

The partnership is specifically designed to address the challenges faced by ISOs, ISVs, and Payfacs, delivering a turnkey proposition that enables users to get to market more quickly and do so with market-leading services.

The integration between the two platforms creates a single, end-to-end solution that combines the unrivalled customisation functionality and embedded process automation delivered by the Shape platform with PXP’s vast range of payment capabilities and powerful payment processing engine now delivered through its recently released, omni-channel platform, PXP Unity.

A Partnership Designed to Simplify and Automate Payment Operations

Shape Technologies’ front-end platform is leading the charge for customisation-in-clicks and the automation of complex, manual processes throughout the payments industry. By integrating with PXP’s payment processing solution, the combined offering will deliver to payment services providers:

• Enhanced Efficiency: Automating manual processes to save time and reduce operational costs.
• Customisation: Creating tailored front-end experiences that align with business brands and customer expectations.
• Reliable Processing: Leveraging PXP’s secure and scalable payment processing engine for seamless transactions.
• Scalability: Growing with businesses, enabling them to scale operations effortlessly as they expand.

Payment service providers, such as ISOs, ISVs, and Payfacs, can capitalise on the collaboration and take it to market under the white-label model, saving them time and money in self-build costs, as well as expediting their own revenue generation.

Jack Mangnall, Co-Founder at Shape Technologies: We’re delighted to announce our collaboration with PXP. Their recent launch of Unity makes it the perfect time for us to commence our relationship. We’re committed to giving our customers access to the world’s best payment processing providers and we’re confident that this latest integration delivers exactly that. Increasing our reach in the UK; EU; and US, this partnership reconfirms our intent to be the global platform of choice for payfacs; ISVs; and ISOs.

Alex Apergis, CRO at PXP: We are delighted to launch the partnership with Shape Technologies. By combining PXP's next-gen Unity platform with Shape's innovative capabilities, we're delivering exactly what ISOs, ISVs, and Payment Facilitators need to succeed in today's rapidly evolving market. This integration empowers partners to launch and onboard merchants faster, operate more efficiently, and deliver exceptional payment experiences. As we transform into a tech-first company, partnerships like this one with Shape Technologies are essential to creating the future of payment partnerships together.

Looking ahead

The Shape platform’s modular architecture is purpose-built to support the daily operations of the Payfac model, encompassing the entire merchant and transaction lifecycles. This delivers to Payfacs a complete, out-of-the-box solution, removing the complexity and cost of building a platform from scratch. As PXP prepares to launch its proposition in support of the Payfac model, Shape’s platform makes it the ideal partner to deliver a seamless, turnkey offering, and the two companies look forward to further collaborating together to deliver this.

To find out more about PXP please visit: https://pxp.io/.

PXP, a leading omnichannel global payment platform, has announced an integration with Snowflake, the AI Data Cloud company, which will combine PXP’s cutting-edge technology platform with Snowflake’s platform capabilities to enable merchants and partners to better analyse business data and enable faster decision-making.

With this collaboration, PXP will deliver a next-generation data engine that aggregates, visualises, and enables real-time interaction with transactional data—all through a single, unified platform. Merchants will unlock faster, smarter decisions, gain sharper customer insights, and supercharge their growth. PXP is setting a new benchmark for data-driven innovation in the commerce ecosystem.

PXP will leverage Snowflake's AI Data Cloud, tailored to meet the rigorous technical demands of corporate and enterprise clients. By utilising Snowflake's advanced data architecture, merchants can transform complex transactional datasets into structured, actionable insights, enabling informed decision-making with enhanced clarity and operational efficiency.

Behind the scenes, the integration with Snowflake's platform is enhanced by AI-driven processes that optimise PXP’s internal operations and data management capabilities, ensuring efficient and reliable service delivery to joint merchant partners.

The announcement comes at a pivotal time for PXP, as it strives to redefine the payments industry following the recent launch of PXP Unity. Unity is a next-generation technology platform that simplifies commerce, enhances operational efficiency, and provides real-time data insights to its merchant customers. Merchants are able to architect their whole payment ecosystem with granular control that breaks down borders and unifies commerce worldwide.

Salvatore Cicero, Group Chief Technology Officer at PXP, added: “This collaboration with Snowflake marks an exciting step forward in how merchants can leverage transactional data to its full potential. By integrating Snowflake’s capabilities into our platform, we are creating a solution that not only redefines payments technology but also delivers practical, near real-time insights that merchants can act on immediately. Our goal is to make payments simpler, smarter, and more connected for businesses of all sizes, and this integration allows us to deliver on that promise in a truly meaningful way.” 

In addition, this will allow both businesses to broaden their reach in the fintech space. PXP will strengthen the data-driven insights it provides to customers by integrating Snowflake’s SaaS architecture, which provides an additional and unique value proposition to its platform that ensures a seamless, secure, and efficient data infrastructure.

Commenting on the announcement, Nathan Attrell, Industry Principal, Financial Services at Snowflake, said: “Snowflake is proud to be collaborating with PXP to help reduce the complexity of data aggregation and visualisation. Integrating our easy, trusted and connected platform will empower PXP to help its customers unlock the power of near real-time collaboration, adding significant value to merchants of all sizes.”

PXP and Snowflake plan to launch further tools and features to improve user experience and operational efficiency throughout the year.

To find out more about PXP please visit: https://www.pxp.io/.

PXP, a leading omnichannel global payment platform and innovative industry disruptor, today announces the findings of an exclusive survey of UK and US merchants’ appetite for digital payments transformation. The research reveals that 64% of merchants now view payment technology as a strategic growth driver rather than just an operational necessity.

With 2025 set to usher in accelerating digital transformation across the entire payment and merchant landscapes, PXP, in collaboration with leading polling firm Censuswide, conducted a survey of 250 payment decision-makers at merchants and retailers across the UK and US in January 2025.

As the business payment landscape undergoes its most significant evolution in decades, the PXP survey gauged merchants’ appetite for tech-led transformation across multiple back-end operational and front-end customer-facing areas. As digital acceleration continues to reshape customer expectations and business efficiencies, the survey shows that payment technology has evolved from a back-office utility to an all-encompassing strategic differentiator across virtually all operational aspects.

Payment technology extends beyond enhancing back-end operational flows like reporting, data analysis, and business intelligence. It is also reshaping front-end customer interactions to increase merchants' appeal in an increasingly competitive marketplace.

Key Survey Findings:

• 36% of businesses rank enhanced security and fraud prevention as their top priority when selecting payment partners.
• 28% cite system and payment platform reliability during high-traffic and peak sales periods as a make-or-break factor for their operations
• 17% prioritise growth and scalability in their payment technology decisions, highlighting how payment infrastructure has become fundamental to business expansion strategies.
• 51% of merchants are actively leveraging payment systems to create new revenue streams, monetise payment capabilities, and increase their appeal to customers.
• 49% of companies are exploring new payment methods like digital wallets, account-to-account payments, and BNPL to drive market penetration, particularly in cross-border commerce.

PXP’s research also examined the differing payment technology needs of merchants in the online-only eCommerce, bricks-and-mortar, and omnichannel segments, with key findings including:

• 34% are expanding their payment method offerings, while 20% are actively investing in international payment capabilities.
• 37% of traditional bricks-and-mortar businesses cite system stability as a critical factor, while 30% are prioritizing having one unified payment platform across all channels.
• 35% of omnichannel/hybrid businesses a focus on protecting customer transactions across all channels, and 29% prioritize reliability and resilience during peak transaction periods when selecting a payment provider.

These distinctions between different merchant segments highlight how payment technology strategies must be tailored to specific business models while maintaining а focus on core objectives such as data integration, reliability, and customer experience.

Kamran Hedjri, Group CEO of PXP, comments: “PXP’s exclusive research reveals that organisations across a range of sectors are no longer asking whether to invest in payment technology, but rather how to leverage it for maximum competitive advantage and best implementation results. Today's merchants are discovering that modern payment systems can do far more than just process transactions – they can actively drive business expansion, foster innovation, and create much deeper and more intuitive connections with their customers.

“Our findings paint a clear picture: payment technology has moved from the back office to the boardroom, from a mere business function to a key strategic consideration in business growth planning. This shift represents a remarkable evolution in thinking, and payment providers must align with it to help merchants meet their customers’ expectations wherever they are. While organisations may differ in size, sector, and purpose, our survey reveals that what merchants need most from payment technology are security and trust, operational resilience, and scalability.”

PXP's Rebrand and Vision for the Future:

As part of its next phase of growth, PXP unveils a bold new brand identity that reflects its mission to redefine commerce technology. The new identity embodies PXP’s commitment to unifying global payments through a single integration, creating a commerce ecosystem that makes business simpler, better, and more connected. This rebrand underscores PXP’s pivotal role in the payment and commerce ecosystem, providing everything a business needs within a single, AI-powered, future-proof platform.

To explore the full insights and industry trends, download the full report here.

PXP, leading omnichannel global payment platform, today announces a new strategic partnership with Xolvis, the digital solutions platform, to deliver innovative payment solutions for Xolvis’ customers across multiple markets.

Following the successful launch of its first project in the US market last year, the partnership is now set to expand into other regions, delivering innovative payment solutions to a broader consumer base. Looking ahead, this collaboration aims to enhance regional coverage and explore emerging technologies, including in-store payment orchestration and next-generation POS systems. This partnership will provide Xolvis’s customers with a seamless payment experience across multiple channels, greater flexibility, and the benefits of fully integrated payment solutions.

The partnership marks exciting business milestones for both companies, with Xolvis gaining access to PXP's advanced payment gateway capabilities and global processing network, while PXP has been able to expand its presence in the car rental industry thanks to Xolvis's specialised expertise. Importantly, the combined technological capabilities of PXP and Xolvis are delivering faster market entry and enhanced service delivery for both companies.

Kamran Hedjri, Group CEO for PXP, added: “With consumer expectations evolving rapidly, the payments industry must be able to keep up with changing priorities and preferences. At PXP, our priority is always to make complex world of payments simple and more connected. Our partnership with Xolvis is an example of what the payment solutions of the future should look like: flexible, secure and streamlined.

“The next stage of the partnership is to focus on growing our presence in strategic regions such as Latin America and Europe, as well as to further develop our joint solution for the US and Canadian markets. We are delighted that Xolvis trusted PXP to be a part of this journey, and we are already looking ahead to what more we can do together.”

This announcement comes shortly after PXP unveiled a new brand identity and launched its omnichannel platform PXP Unity, marking its evolution into a tech first global commerce ecosystem. This next-generation platform simplifies commerce through real-time data insights, empowering merchants to architect their payment ecosystem with granular control. By combining innovative solutions with engineering excellence, PXP Unity breaks down borders and unifies commerce worldwide, representing PXP's commitment to serving merchants of all sizes.

PXP's platform leads the way in payment innovation, combining intelligent payment routing, rich data analytics, and comprehensive reporting capabilities. Through a single integration, businesses can accept payments across all channels—online, mobile, and in-store. PXP processes over EUR 30 billion annually through its unified gateway.

Martin Jacker, CEO of Xolvis, commented: “For our global expansion strategy in the POS systems sector, PXP, with its extensive expertise, was the ideal partner for Xolvis. Through this collaboration, we can strategically expand our existing e-commerce network and now provide our customers with access to over 100 payment service providers, banks, and numerous POS providers.

Following the successful implementation of our first joint project in the US market and the development of an integrated payment solution for the car rental industry, I am confident that this partnership has the potential to expand into additional markets while maintaining the highest service standards. We look forward to continuing to deliver innovative payment solutions to more businesses and their customers worldwide.”

PXP and Xolvis will continue their partnership into 2025 with expansion into new markets, additional customer onboarding and the enhancement of existing service offerings.

To find out more about PXP please visit: https://pxp.io/ 

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PXP, a leading omnichannel global payment platform, have teamed up with Net Affinity, a leading provider of direct booking solutions for the hospitality industry.

Their strategic collaboration will integrate PXP’s next generation payment technology with Net Affinity’s advanced booking platform, enabling hotels to streamline both reservations and payments in one unified solution.

This partnership offers a seamless way for hotels to simplify payment processing, reduce fraud risks and manage international transactions more efficiently. By combining PXP’s reliable payment infrastructure with Net Affinity’s intuitive booking platform, hotels can improve the overall guest experience while ensuring smoother, more secure transactions from booking to payment.

Christopher Gilderson, Head of Retail & Hospitality at PXP, commented: "Net Affinity’s deep industry knowledge and focus on delivering seamless booking experiences make them an ideal partner for us. By integrating our secure, multi-channel payment solutions with their platform, together we help hotels reduce the complexity of payment processing and fraud management while enhancing the guest experience."

For PXP, this partnership opens up new opportunities within the hospitality sector. Net Affinity benefits by incorporating PXP’s robust payment technology, which complements its booking system and enables hotel clients to streamline operations. The PXP tech platform is designed to make commerce simpler, better and more connected, processing over EUR 30bn yearly for customers globally.

Guests also stand to gain from this collaboration, enjoying a smoother and more secure booking and payment process. Hotels can offer a wider variety of payment options, enhanced fraud protection, and an easier way to manage international transactions, all of which improve guest satisfaction and increase revenue potential.

Through this partnership, PXP and Net Affinity aim to address several challenges faced by international hotels:

• Reducing fraud and chargebacks: PXP’s advanced fraud detection tools help hotels lower the risk of chargebacks and protect against fraudulent transactions, improving their financial security.

• Improving booking-to-payment conversion rates: By integrating PXP’s secure and flexible payment methods, the partnership streamlines the booking and payment flow, helping to boost conversion rates and reduce abandoned bookings.

William Cotter, Managing Director added: "At Net Affinity, our mission is to simplify the lives of hoteliers so they can focus on delivering exceptional guest experiences. By integrating PXP’s secure payment system, we’re helping hoteliers spend less time managing payments and more time creating unforgettable stays that keep guests coming back again and again."

Looking ahead, PXP and Net Affinity plan to expand their offering by adding more payment features and improving fraud detection capabilities tailored specifically to the hospitality industry.

To find out more about PXP please visit: https://pxp.io/ 

PXP, the expert in global payment services, today shares the findings from exclusive new research conducted in collaboration with polling firm Censuswide, revealing the payment preferences, priorities and frustrations of more than 4,000 consumers across the UK and US.

The research uncovers compelling trends in how people choose to pay and what drives their decisions:

• Debit card is the preferred method of payment for all in-person transactions, with the exception of cruises, where credit cards prevail.
• Debit card is also the most popular choice for online purchases, except when making high-ticket value items, when almost 34% of respondents opt for credit cards.
• Digital transformation is accelerating, with digital wallets gaining significant traction—especially among younger consumers. Nearly 19% of 18-24-year-olds now use services like ApplePay and GooglePay for grocery shopping, compared to 3% of those over 55.
• Security remains paramount in payment choices, with more than half (52%) citing security as the most important thing when choosing a payment method, rising to 62% of over 55s.
• Almost half (45%) view credit/debit cards as the most secure way to make online purchases, with less than 5% viewing BNPL as most secure.

The findings and more are explored in full in a new white paper: From Cash and Cards to APMs: Navigating the Payments Transition, which is available from today. The report offers essential guidance for businesses looking to optimise their payment strategies across retail, travel, and hospitality sectors.

Commenting on the research, Kamran Hedjri, Group CEO for PXP, said: “Our research goes beyond the numbers to reveal how consumers want to pay, what influences their choices, and offers actionable data for merchants looking to optimise their payment strategies. The whitepaper is designed to help businesses understand not just the ‘how’ but the ‘why’ behind consumer payment choices, while offering the payments industry a clear roadmap for establishing alternative payment methods (APMs) as trusted, long-term options alongside cash and cards.”

The release of this research comes shortly after PXP unveils its new brand identity and launched its new platform PXP Unity, marking its evolution into a tech first global commerce ecosystem. This next-generation platform simplifies commerce through real-time data insights, empowering merchants to architect their payment ecosystem with granular control. By combining innovative solutions with engineering excellence, PXP Unity breaks down borders and unifies commerce worldwide, representing PXP's commitment to serving merchants of all sizes.

Kamran added: “We're at an incredible moment in payments history. Consumer expectations are evolving as rapidly as the technology enabling them, creating both challenges and opportunities for businesses. The ways people choose to pay, and the reasons behind their choices, have shifted dramatically over the past few years—prompting businesses to rethink their approach to payment strategies. Understanding the evolution of payments is no longer just an operational concern—it’s a strategic imperative. This research equips merchants with essential insights to navigate the evolving digital payments landscape and strengthen their competitive position.”

PXP's platform leads the way in payment innovation, combining intelligent payment routing, rich data analytics, and comprehensive reporting capabilities. Through a single integration, businesses can accept payments across all channels—online, mobile, and in-store. PXP processes over EUR 30 billion annually through its unified gateway.

To read the full white paper, visit: https://pxp.io/

PXP, a leading omnichannel global payment platform and innovative industry disruptor, is announcing the launch of its industry-redefining technology platform, PXP Unity. Marking a shift in payments, PXP offers a single integration into a commerce ecosystem that makes business simpler, better and more connected. It promises to transform and empower merchants with next generation POS and online services, providing more control over their transaction data, smart routing options, and a catalogue of easily-integrated services that they can deploy as and when they need them – through just one integration with PXP.

The announcement comes at a transformative moment for the industry, with a comprehensive PXP survey conducted by leading polling firm Censuswide revealing strong merchant demand for digital transformation and unified commerce solutions. The research findings demonstrate how fundamentally merchants' needs are evolving:

• 64% of merchants now view payment technology as a strategic growth driver, rather than just an operational necessity, signaling a major shift in how businesses view their payments infrastructure.
• Enterprises in particular recognize the transformative power of payments technology, with 74% of large businesses prioritizing capabilities like real-time business intelligence, intelligent payment routing, and AI-enhanced platform features as vital to their operations.
• When evaluating payment platforms, merchants prioritize robust security and fraud prevention (35%), followed by guaranteed reliability during peak periods (28%), and the ability to unify all payment channels and providers in a single platform (21%).
• Looking ahead, merchants see payments innovation as key to their future success, with 59% focused on creating unique payment experiences and 56% planning to pioneer new commerce models through smart payment tech.

PXP Unity is a cloud-native, scalable and integrated platform that’s built on AI-powered engineering practices, representing the next generation of unified global technology platforms. One of the most advanced platforms in the world and built entirely in-house from the ground up, PXP Unity integrates cutting-edge engineering, flexible service catalogue, advanced real-time data reporting, and streamlined payment processing to accelerate merchants’ time to value.

Amongst its stand-out features is the platform’s ability to transform raw real-time transaction data into actionable insights, empowering merchants with intuitive dashboards that turn complex data into clear strategic direction, including important metrics such as transaction success rates, refusal patterns, payment methods, and scheme performance. Merchants can also drill down to specific parameters and granular insights, including direct connection to a data warehouse for deep and predictive analysis to inform future growth strategies.

PXP Unity also offers a level of self-service unrivalled by other platforms, enabling merchants to adapt the platform’s features to their own business blueprint, and control how and where each transaction flows. This granular control transforms complexity into strategic advantage, letting merchants design the perfect payment experience.

Backed by years of industry expertise, PXP's platform sets new standards in commerce technology, with every feature and integration being precision-crafted and designed to streamline processes and unlock new growth opportunities.​

PXP Unity reflects PXP’s significant investment in both technology and business innovation and offers:

• A unified cloud-native global payments platform, processing payments across multiple channels, including online and in-store across a multitude of sectors including gaming, retail, hospitality and cruise, enabling merchants to meet customers at every touchpoint.
• Sleek, intuitive and mobile-responsive UI and UX across all merchant channels and devices, including real-time transaction data reporting and advanced analytics dashboard.
• Customisable reports and saved queries to meet specific business needs, providing actionable insights, scheduled reports, and direct access to real-time data points.
• AI-powered engineering practices to optimise development quality and speed
• Merchant control over transaction routing for cost, performance, or redundancy, ensuring every transaction takes the perfect path.
• Comprehensive service catalogue, enabling rapid innovation, instant scaling, and continuous evolution of features.
• Self-service options, enabling merchants to independently plug and play, configure and manage their payment services and processes, with intuitive interfaces that reduce reliance on manual support.
• Customisable webhook notifications to receive real-time updates about any event at any level, for any service.
• Freedom to select a single service and adopt it in isolation or combine several services together to build a holistic payments experience.
• Next-generation in-store (stand-alone and integrated POS as well as SoftPOS) and online technology.
• Scalable and robust infrastructure designed to handle high transaction volumes without compromising performance.

Not only does PXP Unity offer next-generation payment services and greater operational resilience, it simplifies commerce for merchants and businesses by removing friction to speed up integration, improve payment experience and give merchants more control over how their transactions flow.

Kamran Hedjri, Group CEO for PXP, comments: “In today’s fast-changing payment landscape, we know that merchants need even more dynamic and feature-rich payment platforms. PXP is breaking the boundaries of traditional commerce and technology, with architecture that transforms merchants’ payment processing and acceptance capabilities. The PXP Unity platform is where commerce is unified and amplified, and payments are reimagined to deliver the future of payments today. It is future-ready by design, empowering merchants with continuous service evolution and emerging technology innovation.

Salvatore Cicero, Group CTO for PXP, added: “PXP Unity is more than just a platform; it is the culmination of relentless dedication, innovative engineering, and a vision to redefine global commerce. By bringing together cutting-edge technology, merchant-centric design, and a scalable infrastructure, PXP Unity empowers businesses to take full control of their payment processes. PXP Unity represents the intersection of advanced technology and practical solutions, delivering unmatched flexibility, actionable insights, and the agility to adapt to an ever-evolving payments landscape. It is a game-changer for merchants and a proud milestone for the entire PXP team.”

“With a single link, PXP Unity empowers merchants to customize their payment configurations without the friction and complexities of managing multiple integrations. Tested with selected merchants across various sectors, the feedback has been outstanding. Featuring speed, agility, and future-proof technology, the PXP Unity platform supports the entire business ecosystem beyond payments, ensuring seamless performance and more connected commerce.”

“The launch of our new platform marks a pivotal moment for PXP, establishing a fresh business direction that sets a new standard in the payments landscape. PXP Unity embodies our vision to be the fintech partner of choice, revolutionizing global commerce with a steadfast commitment to continuous growth, innovation, and trusted expertise. As new innovations emerge, PXP Unity will stand alongside our merchants, creating value beyond every transaction. One partner, one link. We handle the rest.”

To find out more about PXP please visit: https://pxp.io/

The company embarks on a new chapter with strengthened leadership and reimagined brand identity, reflecting its ambition to create a tech first global commerce ecosystem and combining innovation and engineering excellence to set new standards in the payments industry.

PXP, a leading omnichannel global payment platform and innovative industry disruptor, have announced the appointment of Alex Apergis as its new Chief Revenue Officer to supercharge global growth. Alongside this strategic leadership addition, PXP is transforming its brand to reflect its innovative tech-first strategy to create a global commerce ecosystem.

Alex is a prominent business leader in the payments industry and comes with a wealth of experience forming and scaling global distribution channels. Alex has previously held leadership positions with WorldPay, Elavon, Evo Payments, emerchantpay and Konect.

In his new role, Alex will drive further excellence by creating dedicated teams for Partnerships, Enterprise, Corporate and SME, along with new teams for Solutions Ecosystem and Innovation and Sales Enablement. Leveraging the PXP platform, Alex will simplify global payments for businesses and drive PXP’s global growth, with a strong focus on Enterprise, Corporate, and Partnerships. Drawing on his deep expertise in payments, commerce, and technology, Alex will deliver PXP’s vision of unifying global payments through a single integration, creating a commerce ecosystem that makes business simpler, better, and more connected.

Commenting on Alex’s appointment, Kamran Hedjri, CEO of PXP, says: “We are delighted to welcome Alex to our senior leadership team at such an exciting time in PXP’s evolution. Our rebrand is the start of a business refresh that will set a new standard in the payments landscape and affirm our vision to become a technology platform that makes commerce simple. Alex will play a key role in shaping and delivering that vision.”

“Alex joins the PXP team with a wealth of experience helping fintech's to scale rapidly and ensuring consistent product and service delivery. He leads several strategically important departments, and his passion for solving payment problems will be invaluable as we establish the new PXP brand and scale the business globally.”

Alex's appointment coincides with PXP's transformation into a brand that redefines commerce technology. The new identity reflects their mission to make payments simpler and better for businesses, where cutting-edge innovation meets AI and future-proof technology This rebrand represents more than a fresh new look & feel; it embodies the vision of creating a commerce ecosystem where businesses of all sizes can thrive. An ecosystem of connected products and services, providing everything a business needs, all accessible from a single platform.

PXP prioritises professionalism, innovation, reliability, and energy, and has an unwavering commitment to client success through meaningful technology. PXP’s new platform will bridge industries, generations, and ideas by providing businesses of all sizes the tools to simply navigate the complex payments landscape with confidence.

Alex joins an executive leadership team that combines a deep payment expertise with proven innovation track records. Their collective experience spans global commerce technology, merchant solutions, and enterprise-scale transformation, which positions PXP at the forefront of payment innovation and evolution.

Alex added: “Joining PXP is a once in a career opportunity to launch and scale a new, cutting edge platform, harnessing AI as part of its technological foundation, that I passionately believe will change the face of payments and commerce globally. PXP put the customer at the centre of everything we do, and we are on a journey to build a commerce ecosystem that makes business, simpler, better, and more connected for businesses of all sizes. The PXP platform will be accessible through a single integration and will give an unparalleled level of control to businesses to maximise transaction conversion, reduce downtime, remove single supplier dependency, and reduce transaction costs.

The management team are driven and extremely aligned towards delivering our collective vision and I am looking forward to supercharging global growth, and continually driving innovation with PXP Innovation Labs, putting our customers and partners at the heart of everything we do. I am genuinely excited to be a part of PXP and I look forward to being a part of the PXP evolution.”

To find out more about PXP please visit: https://pxp.io/.

PXP Financial Launches Visa´s Compelling Evidence 3.0 and Order Insight in partnership with DisputeHelp, enhancing their suite of fraud prevention services

PXP Financial, the experts in global acquiring, payment, fraud and data analysis services, today announces the launch of Compelling Evidence 3.0 and Order Insight (OI & CE3.0) in collaboration with DisputeHelp. The solutions serve as a fraud prevention framework designed to combat first-party fraud and reduce chargebacks for merchants.

The partnership leverages both DisputeHelp’s expertise in chargeback and fraud mitigation solutions and PXP Financial’s payment innovation to provide merchants with a robust tool to safeguard revenue and customer trust. It will allow PXP Financial to expand its product offerings by integrating Visa’s OI & CE3.0 framework with the support of DisputeHelp’s industry-leading platform, reinforcing both companies' positions as leaders in fraud and chargeback prevention.

Most importantly, merchants stand to gain access to an advanced tool that prevents and reduces financial losses caused by first-party fraud. By shifting liability back to the issuer when evidence is provided, OI & CE3.0 minimise operational disruptions and overhead costs for merchants. The solutions empower merchants to protect profitability by recovering transaction funds, minimizing revenue loss, and enhancing financial stability through robust evidence and improved dispute management.

Kasia Gruszka, Senior Scheme Manager at PXP Financial, said: “This is an exciting development that has enabled PXP Financial to integrate OI & CE3.0 into our payment processing platform, providing merchants with an end-to-end solution that includes fraud prevention, transaction tracking, and chargeback management. We are proud to have already successfully embedded OI & CE3.0 into our existing ecosystem and to now provide merchants with holistic fraud prevention solutions that go far beyond industry standards.”

OI & CE3 address several critical challenges faced by merchants:

• First-Party Fraud Prevention: OI & CE3.0 combat issues like first-party fraud, refund fraud, and goods-lost-in-transit fraud.

• Chargeback Management: By providing clear evidence of legitimate transactions, merchants can prevent and reverse chargebacks effectively.

• Operational Efficiency: OI & CE3.0 reduces time and resources spent on managing disputes, allowing merchants to focus on core business activities.
• False Decline Reduction: OI and CE3.0 reduce false declines by preventing first-party fraud data from flagging valid transactions, improving approval rates.

Bart Szypkowski, Chief Revenue Officer at DisputeHelp, added: “As industry leaders, DisputeHelp brings its expertise in deploying and supporting OI & CE3.0, and ensuring the solutions meet Visa’s standards and requirements. OI & CE3.0 are game-changers in first-party fraud prevention in that they enable merchants to shift liability back to the card issuer if they can provide proof of two prior legitimate transactions with the same payment credentials – providing indisputable evidence of an existing customer-merchant relationship.”

The announcement coincides with a range of new initiatives from PXP Financial and DisputeHelp that equip merchants with the tools needed to comply with changes to Visa’s dispute monitoring framework, announced earlier this year.

In an effort to streamline and enhance its monitoring programs, Visa will phase out its current Visa Dispute Monitoring Program (VDMP) and Visa Fraud Monitoring Program (VFMP), replacing them with an upgraded Visa Acquirer Monitoring Program (VAMP) starting 1^st April 2025. The consolidated program will incorporate updated metrics and enforcement measures designed to improve fraud and dispute monitoring, impacting how acquirers and merchants address compliance requirements limiting immediate financial losses and lowering chances of false declines leading to exponential revenue losses down the road.

In response to the impending changes – and to minimise the impact on its merchant customers – PXP Financial and DisputeHelp have deployed a suite of cutting-edge tools and solutions which offer robust protection against disputes for PXP Financial’s clients, helping them to stay compliant with VAMP regulations while safeguarding their bottom line. This includes OI & CE3.0 as well as Rapid Dispute Resolution (RDR).

Kasia added: “This initiative is important for ensuring that the payment ecosystem remains secure and efficient. Our work with DisputeHelp and the tools we have implemented will help PXP Financial clients to prevent chargebacks and stay compliant with the evolving VAMP requirements. We will continue exploring new technology to ensure our solutions continue to evolve to meet our customers’ needs.”

The latest announcement from PXP Financial and DisputeHelp builds on a strong and long-standing collaboration between the two partners, combining technical innovation with industry expertise to deliver a best-in-class product. Both businesses are now expanding OI & CE3.0’s adoption across merchants who have already achieved significant reductions in chargebacks and fraud-related costs.   

“It is brilliant to continue working with PXP Financial to help empower its customers with the resources needed to significantly reduce disputes, allowing them to focus on what matters most – growing their business. Together, we will keep educating merchants on the dynamic disputes landscape and strengthen our partnership, ensuring that our customers benefit from the most advanced and effective solutions available”, added Bart.

PXP Financial provides a single unified payments platform to accept payments online, on mobile, and at the point of sale. Powered by in-house global acquiring, more than 120 alternative payment methods and financial services, PXP Financial processes EUR 30 billion annually through its unified gateway.

About PXP Financial:

PXP has a state-of-the-art technology platform that supports a wide range of payment methods and currencies, and offers advanced features such as fraud prevention, data analytics, and reporting. It provides a single unified payments platform to accept payments online, on mobile and at the point of sale. Powered by inhouse global acquiring, 100+ alternative payment methods & financial services, PXP processes over EUR 23 billion annually through its unified gateway.

To find out more about PXP Financial please visit: pxpfinancial.com

PXP Financial, experts in global acquiring, payment, fraud and data analysis services, today announces a new partnership with North. Founded in 1992, North builds payment technologies that power businesses and organizations – from point of sale to eCommerce and payment APIs, backed by in-house processing.

The partnership is a crucial next step in giving PXP Financial merchants and partners access to another acquirer connection in the US. It promises to serve a broad array of target sectors and industries, complementing PXP Financials ongoing stateside expansion.

Commenting on the announcement, Kamran Hedjri, Group CEO for PXP Financial, said: “This is an exciting step for PXP Financial, and I am incredibly proud of the strong partnership and teamwork that have brought us to this moment. By working closely together, we've ensured that the integration with this new acquirer connection is seamless, robust, and ready to deliver enhanced payment options to our clients.

“The effort that has gone into securing the North partnership demonstrates our commitment to innovation and dedication to expanding our capabilities to better serve our customers. We look forward to growing the partnership to its full potential and the value it will bring to our clients.”

Since 2013, PXP Financial has entered into 23 states in the notoriously competitive US market, and has developed a deep understanding of the regulatory and compliance challenges facing payments in the region. The North partnership means PXP clients can now capitalise both on this expertise and North’s innovative payment technology.

Rafael DiCarlo, North’s General Manager, Gaming, added: “For North, partnering with PXP Financial marks a key step aimed at delivering seamless and innovative payment solutions to our customers. Their deep experience in secure, global payment processing will empower us to scale rapidly and continue to maintain the highest standards of security and efficiency. I am confident this collaboration will unlock new growth opportunities for clients across our shared sectors."

About PXP Financial:

PXP has a state-of-the-art technology platform that supports a wide range of payment methods and currencies, and offers advanced features such as fraud prevention, data analytics, and reporting. It provides a single unified payments platform to accept payments online, on mobile and at the point of sale. Powered by inhouse global acquiring, 100+ alternative payment methods & financial services, PXP processes over EUR 23 billion annually through its unified gateway.

To find out more about PXP Financial please visit: pxpfinancial.com