Security that works with your business, not against it.

3D Secure transforms payment security from a regulatory necessity into a competitive advantage. PXP applies 3DS as part of a flexible authentication framework, balancing protection and performance so you can apply authentication when it adds value, reduce unnecessary challenges, and protect against fraud without harming conversion.

Available in two modes: Integrated (PXP handles both authentication and authorisation) and Standalone (PXP authenticates, you authorise through your established payment route).

Real-time fraud evaluation that uses identity, device, behavioural, and network signals to score transaction risk. Risk Check can run before or after authorisation, returns a clear risk score, and its responses can be mapped into the orchestration flow for automated actions. Data collection runs seamlessly so the checkout experience stays smooth.

Replace sensitive card data with gateway and network tokens stored in one vault, including for recurring charges.

Keep your business and customers protected with the latest in validation technology.

A suite of tools designed to stop chargebacks before they happen. Built-in integrations with Ethoca, Verifi RDR, Charge Blast, and Compelling Evidence 3.0 will give you proactive dispute resolution, automated evidence submission, and real-time alert management.