Overview
MCC 6010 covers manual cash disbursement transactions at bank branches and financial institution counters. These are typically teller-assisted withdrawals where the cardholder presents their card for a cash advance or withdrawal at a bank counter rather than using an ATM.
Transaction Profile
Mid to high value, low frequency, card-present, teller-assisted, identity verification required
Card Network Notes
Visa and Mastercard treat these as cash advance transactions. Higher interchange rates and cash advance fees typically apply. Daily limits may be imposed by issuers.
Risk & Compliance
Risk is low to medium. Manual cash disbursements carry inherent fraud risk due to the cash-out nature of the transaction. Strong identity verification at the teller window mitigates most exposure. Networks monitor for velocity patterns that may indicate cash-out fraud schemes.