Overview
MCC 5309 covers duty-free retail stores selling tax-exempt alcohol, tobacco, perfumes, cosmetics, electronics, and luxury goods to international travellers at airports, ferry terminals, and border crossings.
Transaction Profile
Mid to high value, high frequency in airport locations, card-present dominant, multi-currency transactions common, DCC opportunities
Card Network Notes
Standard interchange applies. Dynamic currency conversion is frequently offered. Cross-border interchange may apply for international cardholders.
Risk & Compliance
Low risk. Card-present transactions with identified travellers. High average transaction values for luxury goods. Chargebacks are rare due to immediate product delivery. Currency conversion is common for international customers.