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The complete MCC ‍code directory

Every Merchant Category Code explained, with transaction profiles, card network rules, and descriptions.

Industry
Risk Level
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MCC 7375 — Information Retrieval Services

Assigned to online information services, database providers, and digital research platforms.

Technology & Software
Low
 Risk
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MCC 7372 — Computer Programming, Data Processing, and Integrated Systems Design Services

Assigned to software companies, SaaS providers, IT services firms, and data processing businesses.

Technology & Software
Medium
 Risk
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MCC 7361 — Employment Agencies and Temporary Help Services

Assigned to recruitment agencies, staffing firms, and temporary employment services.

Professional Services
Low
 Risk
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MCC 7278 — Buying and Shopping Services and Clubs

Assigned to membership-based buying clubs, shopping services, and consumer purchasing cooperatives.

Retail
Medium
 Risk
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MCC 7349 — Cleaning, Maintenance, and Janitorial Services

Assigned to commercial cleaning companies, janitorial services, and building maintenance providers.

Professional Services
Low
 Risk
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MCC 7342 — Exterminating and Disinfecting Services

Assigned to pest control and extermination service providers.

Professional Services
Low
 Risk
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MCC 7339 — Stenographic and Secretarial Support Services

Assigned to secretarial services, virtual assistants, and business support providers.

Professional Services
Low
 Risk
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MCC 7338 — Quick Copy, Reproduction, and Blueprinting Services

Assigned to copy shops, printing services, and document reproduction businesses.

Professional Services
Low
 Risk
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MCC 7333 — Commercial Photography, Art, and Graphics

Assigned to commercial photography studios, graphic design firms, and art production companies.

Professional Services
Low
 Risk
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MCC 7322 — Collection Agencies

Assigned to debt collection agencies processing payments for outstanding debts on behalf of creditors.

Financial Services
High
 Risk
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MCC 7321 — Consumer Credit Reporting Agencies

Assigned to credit bureaux and consumer credit reporting agencies selling credit reports and monitoring services.

Financial Services
Medium
 Risk
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MCC 7311 — Advertising Services

Assigned to advertising agencies, media buying firms, and marketing services companies accepting card payments.

Professional Services
Low
 Risk
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MCC 7298 — Health and Beauty Spas

Assigned to health spas, beauty treatment centres, and wellness facilities offering a range of aesthetic and therapeutic treatments.

Healthcare & Medical
Low
 Risk
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MCC 7299 — Miscellaneous Personal Services — Not Elsewhere Classified

Assigned to miscellaneous recreation and leisure service providers not classified under more specific MCCs.

Professional Services
Low
 Risk
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MCC 7297 — Massage Parlours

Assigned to massage therapy establishments and spa services providing therapeutic and relaxation massage.

Healthcare & Medical
Medium
 Risk
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