What integration options are available?

Technology partners can integrate through PXP's REST API, native Kotlin SDK, local HTTP REST calls, or webhook-based event flows. The integration path depends on your platform architecture and whether you're building for in-store, online, or both.

Do my merchants need separate contracts with the different acquirers?

No. PXP manages acquiring relationships. Your merchants sign with PXP, and smart routing handles which acquirer processes their transactions based on performance, geography, and card type. Merchants don't need to manage acquirer relationships directly.

How long does integration typically take?

It varies depending on complexity and which products you're integrating. PXP's technical team supports the process from scoping through testing and certification. Sandbox access is available immediately.

What are the hardware options for in-store integration?

PXP uses Castles Android-based Saturn terminals. They're acquirer-agnostic, meaning the hardware doesn't need to change if routing changes. Contract terms run from 12 to 48 months, and asset finance options are available.

How is commission structured?

Revenue share is calculated on the transaction volume your merchants process. It's tracked automatically through Launchpad and paid for the lifetime of each customer relationship. PXP does not re-paper merchants or end commission after a set period.

Time for a Level Playing Field for Regulated UK Gambling Payments

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Risk Check

Intelligent, real-time fraud screening.

Risk Check evaluates payments using real-time signals including identity, device, purchase behaviour, and geolocation to score transaction risk. Powered by Kount, it can run before or after authorisation, and data collection runs seamlessly for a smooth checkout experience.

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Fraud is evolving.
Legacy systems don't.

Businesses face new fraud tactics with tools built for yesterday's threats. Fraud is rising both online and in-person, attack patterns shift constantly, traditional platforms rely on shallow fraud signals, and most fraud checks happen only after authorisation when the damage is already done.

Real-time fraud screening for modern payments

PXP Risk Check performs external fraud screening through Kount's AI-based model, returns a risk score used to inform the transaction flow, and its responses can be mapped into the orchestration flow for automated actions based on the score. It can run before you submit a transaction or after it clears, and data collection operates seamlessly so the checkout experience is never disrupted.

How Risk Check works

Send payment data

Works before authorisation or after, depending on your rules

Analyse signals

Risk Check analyses identity, device, behaviour, geolocation, and network data

Return risk score

Higher scores indicate greater risk, lower scores indicate lower risk

Act on the result

Accept or reject the transaction based on your configured risk strategy

Signals analysed

Identity

Name, email, and account history

Device

Device fingerprint and behavioural patterns

Purchase behaviour

Basket composition and velocity

Geolocation

IP location and geographic anomalies

Network data

Connection type and proxy detection

Clear insight, smarter decisions

Flexible risk strategy: Multiple configurations that can be deployed to accommodate different risk appetites
Fewer chargebacks: Stop fraudulent activity early, before it becomes a loss
Protect more revenue: Keep legitimate payments moving and prevent avoidable fraud costs
Strengthen compliance: Support requirements such as PSD2 and SCA while managing risk

Screen fraud before it costs you.

Get in touch to see how Risk Check catches fraud the moment it happens, without slowing down the customers you want to keep.

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