Scalable Risk & Fraud Prevention

Expand confidently, knowing your risk controls adapt to your business needs.

Secure Every Transaction

Don't let fraud limit your growth. Our advanced prevention tools shield your business across all channels, turning security into competitive advantage. Integrate them with other PXP offerings or use them on their own—either way, you’re fully protected to pursue growth with confidence.

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Tokenisation

Replace sensitive card data with secure tokens that can only be decrypted by authorized parties, dramatically reducing your security risks. PXP Token Vault offers unparalleled flexibility and performance for businesses of all sizes.

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Smart 3DS

Built for minimum friction, maximum flexibility, compliance, and efficiency. 3DS 2.0 easily adapts to your business model while delivering robust fraud protection. Best of all, it won’t harm your conversion rates, letting customers complete purchases smoothly and securely.

Point-to-Point Encryption

Implementing a validated P2PE solution can reduce the scope of your PCI DSS requirements. Encryption keys are injected securely into the payment terminal, so card details are not unencrypted until they reach the payment service provider, allowing you to eliminate costs and reduce breach risks.

Stop chargebacks before they happen

Prevent Chargebacks
Save Money
Protect Your Brand

Stop disputes in their tracks with Ethoca Alerts and Verifi RDR, preventing costly chargebacks. Ethoca Alerts notify you in real-time, letting you choose automatic or manual refunds while Verifi RDR is hands-free—resolving disputes instantly with no extra integration. Both help keep costs and hassle to a minimum.

Combat first-party fraud with Compelling Evidence 3.0

Prevent illegitimate chargebacks
Reclaim revenues lost to fraudulent chargebacks
Protect your business with high efficiency

First-party fraud occurs when a cardholder disputes a valid transaction, harming your bottom line. It covers friendly fraud (misused chargebacks), application fraud, refund fraud, and goods-lost-in-transit (GLIT) fraud. Compelling Evidence 3.0 helps prevent this by requiring proof of two earlier, undisputed transactions on the same payment credentials—reversing fraudulent chargebacks and placing liability back with the issuer.

Smarter Risk Management

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Risk Scoring

Our in-house scoring engine evaluates multiple risk indicators in real-time and can automatically block a transaction if it crosses certain thresholds. This proactive approach stops suspicious activity before it becomes fraud.

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Risk Checks

Every transaction undergoes a comprehensive review—over 100 checks plus our own negative database—to detect fraudulent patterns. This multi-layered process helps you minimize fraud across all the channels you operate in.

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