Overview
MCC 9406 covers government-owned and government-operated lottery organisations outside the United States. This includes national lottery operators, state-run lottery systems, and government-authorised lottery retailers in non-U.S. jurisdictions. The code enables distinct classification from private gambling operators (MCC 7995) and U.S. government agencies, allowing networks and issuers to apply region-specific interchange and regulatory rules.
Transaction Profile
Low to mid value, high frequency, mix of card-present (retail) and card-not-present (online), recurring quick-pick subscriptions, prize payouts
Card Network Notes
Visa and Mastercard classify MCC 9406 as a gambling-related code with enhanced monitoring. Some issuers apply transaction limits or decline policies. Regional regulatory compliance requirements apply.
Risk & Compliance
Medium risk. Government lottery transactions are subject to gambling regulations that vary significantly by jurisdiction. While government operation provides regulatory legitimacy, acquirers must ensure compliance with local gambling laws, age verification requirements, and responsible gambling frameworks. Cross-border lottery purchases may face additional restrictions. Some issuers block or restrict gambling-related MCCs.