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MCC 9222 — Fines

Assigned to government agencies collecting fines, penalties, and violation fees.

MCC Code

9222

Industry

Legal & Government

Risk Level

Low

Overview

MCC 9222 covers government fine collection including traffic fines, parking penalties, regulatory violations, and other government-imposed financial penalties.

Transaction Profile

Low to mid value, low frequency, predominantly CNP, online payment portals

Card Network Notes

Government entity interchange rates apply. Networks provide government-specific processing guidelines.

Risk & Compliance

Risk is low. Government institutional billing with very low dispute exposure. Payers may dispute the underlying fine but card payment chargebacks are rare.

Common Merchants

DVLA, TfL, local councils, police forces, HMRC (penalties), court fine payment services

Transaction Profile

Low to mid value, low frequency, predominantly CNP, online payment portals

Card Network Notes

Government entity interchange rates apply. Networks provide government-specific processing guidelines.

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