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MCC 8398 — Charitable and Social Service Organisations

Assigned to charities, non-profit organisations, and social service agencies accepting card donations and payments.

MCC Code

8398

Industry

Non-Profit & Charity

Risk Level

Low

Overview

MCC 8398 covers charitable organisations, non-profits, and social service providers accepting card-based donations, membership fees, and service payments. Online fundraising has driven significant growth in card-not-present donations.

Transaction Profile

Low to mid value, one-time and recurring donations, predominantly CNP, recurring giving programmes

Card Network Notes

Visa and Mastercard offer reduced interchange rates for registered charities in many markets. Recurring donation processing rules apply.

Risk & Compliance

Risk is low. Despite the prevalence of CNP transactions, chargeback rates are typically very low for established charities. Gift Aid and tax-deductible donation processing may require additional data capture.

Common Merchants

British Red Cross, Oxfam, Save the Children, Cancer Research UK, RSPCA, Macmillan, WaterAid, Amnesty International, UNICEF, Médecins Sans Frontières

Transaction Profile

Low to mid value, one-time and recurring donations, predominantly CNP, recurring giving programmes

Card Network Notes

Visa and Mastercard offer reduced interchange rates for registered charities in many markets. Recurring donation processing rules apply.

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