Overview
MCC 8398 covers charitable organisations, non-profits, and social service providers accepting card-based donations, membership fees, and service payments. Online fundraising has driven significant growth in card-not-present donations.
Transaction Profile
Low to mid value, one-time and recurring donations, predominantly CNP, recurring giving programmes
Card Network Notes
Visa and Mastercard offer reduced interchange rates for registered charities in many markets. Recurring donation processing rules apply.
Risk & Compliance
Risk is low. Despite the prevalence of CNP transactions, chargeback rates are typically very low for established charities. Gift Aid and tax-deductible donation processing may require additional data capture.