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MCC 8220 — Colleges, Universities, Professional Schools, and Junior Colleges

Assigned to higher education institutions accepting card payments for tuition, fees, and campus services.

MCC Code

8220

Industry

Education & Training

Risk Level

Low

Overview

MCC 8220 covers universities, colleges, and professional schools accepting card payments for tuition fees, accommodation charges, and campus services. Card payment for higher education tuition has grown significantly alongside student loan and scholarship payment flows.

Transaction Profile

High value, seasonal frequency, predominantly CNP, instalment plans common

Card Network Notes

Standard interchange applies. Education-specific and large-ticket interchange rates may be available.

Risk & Compliance

Risk is low. Institutional transactions with large values but very low dispute rates. Tuition payment plans and instalment arrangements are common.

Common Merchants

University of Oxford, Cambridge, Imperial, UCL, LSE, Stanford, MIT, Harvard, various universities, Open University, professional training institutes

Transaction Profile

High value, seasonal frequency, predominantly CNP, instalment plans common

Card Network Notes

Standard interchange applies. Education-specific and large-ticket interchange rates may be available.

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