Overview
MCC 7801 covers government-owned and operated lottery services including national lotteries, state lotteries, and government-licensed lottery operators. Card payments are accepted for online ticket purchases and some retail lottery terminals.
Transaction Profile
Low value, high frequency, predominantly CNP for online, card-present at retail terminals, recurring for subscriptions
Card Network Notes
Visa and Mastercard classify lottery as gambling. Restricted category requiring explicit acquirer approval. Some issuers decline transactions by default. 3DS authentication required for online purchases.
Risk & Compliance
Risk is high. Gambling classification applies with associated regulatory requirements. Networks impose restrictions on card acceptance for lottery purchases in many markets.