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MCC 7538 — Automotive Service Shops (Non-Dealer)

Assigned to independent garages, MOT centres, and non-franchise automotive service providers.

MCC Code

7538

Industry

Automotive & Transport

Risk Level

Low

Overview

MCC 7538 covers independent automotive repair and servicing businesses that are not affiliated with specific vehicle manufacturers. This includes MOT testing centres, general mechanics, and multi-brand service centres.

Transaction Profile

Low to mid value, moderate frequency, card-present dominant

Card Network Notes

Standard interchange applies. No special network restrictions.

Risk & Compliance

Risk is low. Regular service transactions with established customer relationships create minimal dispute exposure.

Common Merchants

Halfords Autocentres, Kwik Fit, Mr Clutch, Green Flag (repairs), ATS Euromaster, Formula One Autocentres, Meineke, Jiffy Lube, Firestone, Pep Boys

Transaction Profile

Low to mid value, moderate frequency, card-present dominant

Card Network Notes

Standard interchange applies. No special network restrictions.

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