Overview
MCC 7512 is the general automobile rental code for car hire companies that do not have a brand-specific MCC. This includes independent car rental operators, peer-to-peer vehicle sharing platforms, and smaller regional car hire businesses.
Transaction Profile
Mid to high value, moderate frequency, mixed card-present and CNP, pre-auth and deposit management critical, additional charges common
Card Network Notes
Visa and Mastercard have specific car rental rules including estimated authorisation, incremental charges, and no-show billing protocols. Enhanced dispute rights for cardholders apply.
Risk & Compliance
Risk is medium. Damage disputes, fuel charges, and insurance claim disagreements are common chargeback drivers. Pre-authorisation management and final billing reconciliation are critical operational requirements.