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MCC 7298 — Health and Beauty Spas

Assigned to health spas, beauty treatment centres, and wellness facilities offering a range of aesthetic and therapeutic treatments.

MCC Code

7298

Industry

Healthcare & Medical

Risk Level

Low

Overview

MCC 7298 covers day spas, beauty clinics, wellness centres, and aesthetic treatment providers. Services range from facials and body treatments to advanced aesthetic procedures. Card payments cover individual treatments, packages, and membership programmes.

Transaction Profile

Mid value, moderate frequency, mixed card-present and CNP, package deals and prepaid treatments common

Card Network Notes

Standard interchange applies. Networks recommend clear terms for prepaid packages and gift voucher expiry.

Risk & Compliance

Risk is low to medium. Package and prepaid treatment disputes can generate chargebacks, particularly when businesses close unexpectedly. Gift voucher obligations create additional exposure.

Common Merchants

Champneys, Bannatyne, David Lloyd (spa), Virgin Active (spa), Elemis, Dermalogica centres, sk:n clinics, Laser Clinics, The Light Touch Clinic, Harvey Nichols Beauty

Transaction Profile

Mid value, moderate frequency, mixed card-present and CNP, package deals and prepaid treatments common

Card Network Notes

Standard interchange applies. Networks recommend clear terms for prepaid packages and gift voucher expiry.

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