Overview
MCC 7277 covers professional counselling services spanning debt management advice, marriage counselling, personal therapy, and related advisory services. Both in-person and increasingly telehealth-delivered services are covered.
Transaction Profile
Low to mid value, recurring sessions, mixed card-present and CNP, telehealth CNP growing
Card Network Notes
Standard interchange applies. Merchant descriptors should be configured sensitively to protect client privacy on statements.
Risk & Compliance
Risk is low. Transaction values are modest and disputes are rare. Sensitive nature of services requires careful handling of transaction descriptors to protect client privacy.