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MCC 7221 — Photographic Studios

Assigned to photography studios and professional photographers accepting card payments for portrait and event photography services.

MCC Code

7221

Industry

Professional Services

Risk Level

Low

Overview

MCC 7221 covers professional photography studios including portrait photographers, wedding photographers, school photography companies, and commercial photography services. Card payments are accepted for session fees, prints, and digital packages.

Transaction Profile

Mid value, low frequency, mixed card-present and CNP, deposit and balance payments common

Card Network Notes

Standard interchange applies. No special network restrictions.

Risk & Compliance

Risk is low. Occasional disputes over image quality or delivery timelines but overall chargeback rates are minimal. Advance booking deposits are common.

Common Merchants

Venture Photography, Max Spielmann, Snappy Snaps, Lifetouch, Shutterfly (studios), Picture People, JCPenney Portraits, Olan Mills, Tempest Photography, Gillman & Soame

Transaction Profile

Mid value, low frequency, mixed card-present and CNP, deposit and balance payments common

Card Network Notes

Standard interchange applies. No special network restrictions.

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