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MCC 5999 — Miscellaneous and Speciality Retail Stores

Assigned to miscellaneous specialty retail stores not classified under more specific categories.

MCC Code

5999

Industry

Retail

Risk Level

Low

Overview

MCC 5999 is a catch-all code for specialty retail stores not assigned to more specific categories. This includes unique retail concepts, niche product retailers, and new retail formats that don't fit established classifications.

Transaction Profile

Variable value and frequency depending on product type, mix of card-present and card-not-present

Card Network Notes

Standard interchange applies. Acquirers should verify the merchant's actual business activity given the broad scope of this code.

Risk & Compliance

Low risk overall, though risk varies by individual merchant and product type. Acquirers should assess each merchant on its specific offering.

Common Merchants

Specialty retailers, niche product stores, unique retail concepts, pop-up shops, miscellaneous retail

Transaction Profile

Variable value and frequency depending on product type, mix of card-present and card-not-present

Card Network Notes

Standard interchange applies. Acquirers should verify the merchant's actual business activity given the broad scope of this code.

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