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MCC 5996 — Swimming Pools — Sales and Service

Assigned to swimming pool retailers selling pools, spas, hot tubs, and related supplies and installation services.

MCC Code

5996

Industry

Retail

Risk Level

Low

Overview

MCC 5996 covers retailers selling swimming pools, hot tubs, spas, and related equipment, chemicals, and accessories along with installation and maintenance services.

Transaction Profile

Low value for chemicals and supplies, high value for pool and spa installations, seasonal frequency, installation creates future delivery exposure

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk for supplies and chemicals. Pool and hot tub installations carry moderate risk due to higher values and installation timelines. Seasonal demand patterns in temperate climates.

Common Merchants

Hot tub retailers, swimming pool installers, pool chemical suppliers, spa retailers, pool equipment dealers

Transaction Profile

Low value for chemicals and supplies, high value for pool and spa installations, seasonal frequency, installation creates future delivery exposure

Card Network Notes

Standard interchange applies.

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