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MCC 5995 — Pet Shops, Pet Food, and Supplies

Assigned to pet shops selling live animals, pet food, supplies, and accessories.

MCC Code

5995

Industry

Retail

Risk Level

Low

Overview

MCC 5995 covers retail stores selling pet food, pet supplies, live animals, and pet accessories. This includes both general pet retailers and specialist shops for specific animal types.

Transaction Profile

Low to mid value, high frequency from repeat food and supply purchasing, card-present and card-not-present mix, subscription models for food delivery

Card Network Notes

Standard interchange applies. Recurring billing indicators should be set for subscription food delivery services.

Risk & Compliance

Low risk. Moderate transaction values with high-frequency repeat purchasing for food and supplies. Live animal sales carry additional regulatory and ethical considerations.

Common Merchants

Pets at Home, Petco, PetSmart, Jollyes, independent pet shops, aquarium specialists, reptile shops, online pet retailers

Transaction Profile

Low to mid value, high frequency from repeat food and supply purchasing, card-present and card-not-present mix, subscription models for food delivery

Card Network Notes

Standard interchange applies. Recurring billing indicators should be set for subscription food delivery services.

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