Overview
MCC 5992 covers retail florists selling fresh cut flowers, floral arrangements, plants, and gift items. This includes both high-street flower shops and online flower delivery services.
Transaction Profile
Low to mid value, moderate frequency with extreme seasonal peaks, card-not-present dominant for delivery orders, Valentine's Day and Mother's Day drive major volume spikes
Card Network Notes
Standard interchange applies. Delivery date commitment is important for managing chargeback risk on timed delivery orders.
Risk & Compliance
Low risk. Moderate transaction values with perishable goods delivery. Online flower delivery carries slightly higher risk due to delivery quality disputes and timing expectations. Chargebacks are generally low.