MCC 5977 covers retail stores specialising in cosmetics, skincare, makeup, fragrances, and beauty products. This includes dedicated beauty retailers, brand boutiques, and beauty e-commerce platforms.

Transaction Profile

Low to mid value, high frequency, growing card-not-present from online, contactless common in-store, subscription beauty boxes, loyalty programme engagement

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk. Moderate transaction values with established retail operations. Online beauty sales are growing rapidly with associated standard e-commerce risk. Product satisfaction disputes are managed through returns processes.