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MCC 5971 — Art Dealers and Galleries

Assigned to art dealers and galleries selling original artwork, prints, and sculpture.

MCC Code

5971

Industry

Retail & Grocery

Risk Level

Medium

Overview

MCC 5971 covers art galleries and dealers selling original artworks, limited edition prints, sculptures, and fine art. This includes both commercial galleries and online art platforms.

Transaction Profile

Mid to very high value, low frequency, mix of card-present at galleries and card-not-present for online platforms, commission-based sales

Card Network Notes

Standard interchange applies. High-value transaction monitoring recommended.

Risk & Compliance

Medium risk. High individual transaction values for original artworks create fraud and chargeback exposure. Authentication and provenance disputes may arise. Art market pricing can be subjective.

Common Merchants

Saatchi Gallery (sales), White Cube, Gagosian, Hauser & Wirth, independent galleries, online art platforms, Artsy, 1stDibs

Transaction Profile

Mid to very high value, low frequency, mix of card-present at galleries and card-not-present for online platforms, commission-based sales

Card Network Notes

Standard interchange applies. High-value transaction monitoring recommended.

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