Overview
MCC 5947 covers retail stores selling greeting cards, gifts, novelties, souvenirs, and seasonal merchandise. This includes high-street card shops, tourist gift shops, and novelty retailers.
Transaction Profile
Low value, high frequency, card-present dominant, contactless prevalent, seasonal peaks around holidays and occasions
Card Network Notes
Standard interchange applies.
Risk & Compliance
Low risk. Low to moderate transaction values with immediate delivery. Chargebacks are negligible. Strong seasonal patterns around holidays and occasions.