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MCC 5947 — Gift, Card, Novelty, and Souvenir Shops

Assigned to gift shops, card shops, novelty stores, and souvenir retailers.

MCC Code

5947

Industry

Retail & Grocery

Risk Level

Low

Overview

MCC 5947 covers retail stores selling greeting cards, gifts, novelties, souvenirs, and seasonal merchandise. This includes high-street card shops, tourist gift shops, and novelty retailers.

Transaction Profile

Low value, high frequency, card-present dominant, contactless prevalent, seasonal peaks around holidays and occasions

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk. Low to moderate transaction values with immediate delivery. Chargebacks are negligible. Strong seasonal patterns around holidays and occasions.

Common Merchants

Clintons, Card Factory, Hallmark, Moonpig (retail), tourist gift shops, souvenir stores, novelty retailers, museum gift shops

Transaction Profile

Low value, high frequency, card-present dominant, contactless prevalent, seasonal peaks around holidays and occasions

Card Network Notes

Standard interchange applies.

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