Overview
MCC 5945 covers retail stores selling toys, games, puzzles, model kits, hobby supplies, and collectibles. This includes major toy chains, specialist hobby retailers, and independent toy shops.
Transaction Profile
Low to mid value, moderate frequency with extreme seasonal peaks, card-present and card-not-present, gift purchasing dominant, contactless common
Card Network Notes
Standard interchange applies. Seasonal volume spikes are well understood by networks and processors.
Risk & Compliance
Low risk. Moderate transaction values with strong seasonal peaks. Chargebacks are minimal. Christmas and birthday seasons drive the majority of annual volume.