Overview
MCC 5940 covers retail stores selling bicycles, electric bikes, parts, accessories, and cycling apparel along with repair and maintenance services.
Transaction Profile
Low to high value depending on bicycle type, moderate frequency, card-present dominant, cycle-to-work scheme vouchers common in UK
Card Network Notes
Standard interchange applies. Cycle-to-work scheme transactions may involve employer voucher redemption alongside card payments.
Risk & Compliance
Low risk. Standard sporting goods retail. Higher-value electric bikes and performance bicycles may attract targeted fraud. Workshop services carry minimal risk.