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MCC 5940 — Bicycle Shops — Sales and Service

Assigned to bicycle shops selling new and used bicycles along with parts, accessories, and repair services.

MCC Code

5940

Industry

Retail & Grocery

Risk Level

Low

Overview

MCC 5940 covers retail stores selling bicycles, electric bikes, parts, accessories, and cycling apparel along with repair and maintenance services.

Transaction Profile

Low to high value depending on bicycle type, moderate frequency, card-present dominant, cycle-to-work scheme vouchers common in UK

Card Network Notes

Standard interchange applies. Cycle-to-work scheme transactions may involve employer voucher redemption alongside card payments.

Risk & Compliance

Low risk. Standard sporting goods retail. Higher-value electric bikes and performance bicycles may attract targeted fraud. Workshop services carry minimal risk.

Common Merchants

Halfords Cycling, Evans Cycles, Cycle Surgery, Trek dealers, Specialized dealers, Giant dealers, independent bike shops, e-bike retailers

Transaction Profile

Low to high value depending on bicycle type, moderate frequency, card-present dominant, cycle-to-work scheme vouchers common in UK

Card Network Notes

Standard interchange applies. Cycle-to-work scheme transactions may involve employer voucher redemption alongside card payments.

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