Overview
MCC 5931 covers retail stores selling used merchandise, second-hand goods, and consignment items across multiple product categories including clothing, electronics, furniture, and household goods.
Transaction Profile
Very low to low value, moderate frequency, card-present dominant, contactless common, growing online presence for curated vintage
Card Network Notes
Standard interchange applies. Charitable organisations may qualify for reduced processing rates with some acquirers.
Risk & Compliance
Low risk. Low to moderate transaction values with immediate delivery. Product condition disputes are the primary complaint driver. Returns policies vary by merchant.