Overview
MCC 5912 covers pharmacies and drug stores providing prescription dispensing services alongside retail sales of over-the-counter medications, health products, personal care items, and general merchandise. This is a high-frequency category with strong repeat customer patterns.
Transaction Profile
Low to mid value, very high frequency, card-present dominant, contactless prevalent, prescription co-pays, online pharmacy growing rapidly
Card Network Notes
Standard interchange applies. Visa and Mastercard may offer pharmacy-specific interchange in certain markets. FSA/HSA card acceptance is common in the US market.
Risk & Compliance
Low risk. Very high transaction volumes with established customer relationships. Chargebacks are well below scheme thresholds. Prescription dispensing is typically funded through healthcare and insurance systems. OTC retail carries standard low-risk retail characteristics.