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MCC 5811 — Caterers

Assigned to caterers providing food and beverage services for events, functions, and corporate occasions.

MCC Code

5811

Industry

Hospitality

Risk Level

Low

Overview

MCC 5811 covers catering businesses providing food and beverage services for weddings, corporate events, private functions, and institutional catering. This includes both on-site and off-site catering operations.

Transaction Profile

Mid to high value, moderate frequency, advance deposits common, final balances settled post-event, card-not-present for bookings, B2B dominant for corporate catering

Card Network Notes

Standard interchange applies. Advance payment handling should follow card network best practices for future delivery services.

Risk & Compliance

Low risk for established caterers. Advance deposits for events create future delivery exposure. Cancellation disputes may arise, particularly for large-scale events. Clear cancellation policies are important.

Common Merchants

Compass Group, Sodexo, Aramark, Elior, CH&CO, Rhubarb, Create Food, independent caterers, wedding catering specialists

Transaction Profile

Mid to high value, moderate frequency, advance deposits common, final balances settled post-event, card-not-present for bookings, B2B dominant for corporate catering

Card Network Notes

Standard interchange applies. Advance payment handling should follow card network best practices for future delivery services.

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