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MCC 5811 — Caterers

Assigned to caterers providing food and beverage services for events, functions, and corporate occasions.

MCC Code

5811

Industry

Hospitality & Food Service

Risk Level

Low

Overview

MCC 5811 covers catering businesses providing food and beverage services for weddings, corporate events, private functions, and institutional catering. This includes both on-site and off-site catering operations.

Transaction Profile

Mid to high value, moderate frequency, advance deposits common, final balances settled post-event, card-not-present for bookings, B2B dominant for corporate catering

Card Network Notes

Standard interchange applies. Advance payment handling should follow card network best practices for future delivery services.

Risk & Compliance

Low risk for established caterers. Advance deposits for events create future delivery exposure. Cancellation disputes may arise, particularly for large-scale events. Clear cancellation policies are important.

Common Merchants

Compass Group, Sodexo, Aramark, Elior, CH&CO, Rhubarb, Create Food, independent caterers, wedding catering specialists

Transaction Profile

Mid to high value, moderate frequency, advance deposits common, final balances settled post-event, card-not-present for bookings, B2B dominant for corporate catering

Card Network Notes

Standard interchange applies. Advance payment handling should follow card network best practices for future delivery services.

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