Overview
MCC 5734 covers retailers selling computer software, video games, and digital licence keys. This category has shifted significantly from physical media to digital distribution and subscription licensing.
Transaction Profile
Low to mid value, moderate to high frequency, predominantly card-not-present for digital distribution, subscription licensing growing
Card Network Notes
Standard interchange applies. Digital goods delivery requires appropriate descriptor and digital goods indicator.
Risk & Compliance
Low risk. Digital delivery eliminates most fulfilment disputes. Physical media carries standard retail risk. Software licence compliance creates some complexity.