Overview
MCC 5651 covers retail stores selling clothing for the whole family including men's, women's, and children's apparel, footwear, and accessories in a single retail environment.
Transaction Profile
Low to mid value, very high frequency, mix of card-present and card-not-present, contactless prevalent, high footfall locations
Card Network Notes
Standard interchange applies.
Risk & Compliance
Low risk. High-volume fashion retail with established operations. Online channels drive higher return rates. Chargebacks are well managed through robust returns processes.