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MCC 5651 — Family Clothing Stores

Assigned to family clothing stores selling apparel for men, women, and children under one roof.

MCC Code

5651

Industry

Apparel & Fashion

Risk Level

Low

Overview

MCC 5651 covers retail stores selling clothing for the whole family including men's, women's, and children's apparel, footwear, and accessories in a single retail environment.

Transaction Profile

Low to mid value, very high frequency, mix of card-present and card-not-present, contactless prevalent, high footfall locations

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk. High-volume fashion retail with established operations. Online channels drive higher return rates. Chargebacks are well managed through robust returns processes.

Common Merchants

Primark, Matalan, George at Asda, F&F at Tesco, Target (clothing), Old Navy, Uniqlo, Gap, M&S Clothing, TK Maxx

Transaction Profile

Low to mid value, very high frequency, mix of card-present and card-not-present, contactless prevalent, high footfall locations

Card Network Notes

Standard interchange applies.

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