Overview
MCC 5631 covers retail stores specialising in women's accessories including handbags, scarves, hats, costume jewellery, belts, and fashion accessories.
Transaction Profile
Low to mid value, moderate to high frequency, mix of card-present and card-not-present, gift purchasing peaks around holidays
Card Network Notes
Standard interchange applies.
Risk & Compliance
Low risk. Standard fashion retail. High-value designer accessories may attract fraud targeting. Returns follow standard retail processes.