Overview
MCC 5621 covers retail stores specialising in women's ready-to-wear clothing including fashion, casual wear, formal attire, and seasonal collections. This includes high-street chains, department store concessions, and independent boutiques.
Transaction Profile
Low to mid value, high frequency, significant card-not-present volume from online, high return rates for online purchases, seasonal peaks
Card Network Notes
Standard interchange applies. Robust returns processing and clear size guides recommended to manage online chargeback exposure.
Risk & Compliance
Low risk. Standard fashion retail operations. Online sales drive higher return rates and associated chargeback exposure compared to in-store purchasing. Size and fit disputes are the most common complaint.