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MCC 5599 — Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers — Not Elsewhere Classified

Assigned to miscellaneous vehicle dealers selling aircraft, farm equipment, and other vehicles not classified elsewhere.

MCC Code

5599

Industry

Automotive & Transport

Risk Level

Medium

Overview

MCC 5599 is a catch-all code for dealers selling vehicles and equipment not assigned to more specific categories. This includes small aircraft dealers, farm equipment sellers, golf cart dealers, and other specialty vehicle merchants.

Transaction Profile

Variable value from mid to very high, low frequency, financing common for high-value items, seasonal for some categories

Card Network Notes

Standard interchange applies. Acquirers should assess risk based on specific vehicle type and typical transaction values.

Risk & Compliance

Medium risk. Transaction values vary widely. Farm equipment and aircraft represent very high individual transaction values with complex delivery and warranty arrangements.

Common Merchants

Farm equipment dealers, aircraft sales, golf cart retailers, ATV dealers, small watercraft sellers, specialty vehicle dealers

Transaction Profile

Variable value from mid to very high, low frequency, financing common for high-value items, seasonal for some categories

Card Network Notes

Standard interchange applies. Acquirers should assess risk based on specific vehicle type and typical transaction values.

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