MCC 5542 covers automated fuel dispensers and unmanned fuel stations where cardholders interact directly with payment terminals at the pump without attending a staffed counter.

Transaction Profile

Low to mid value, very high frequency, card-present only, automated transactions, pre-authorisation followed by actual amount capture

Card Network Notes

Visa and Mastercard both require status check pre-authorisation for automated fuel dispensers. Final transaction amount is captured at completion of fuelling. Fuel-specific interchange applies.

Risk & Compliance

Low risk for transaction disputes, but specific fraud exposure exists at unattended terminals. Skimming risk is managed through EMV compliance. Pre-authorisation and actual-amount settlement create authorisation variance.