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MCC 5531 — Auto and Home Supply Stores

Assigned to auto and home supply stores selling automotive parts, accessories, and household maintenance products.

MCC Code

5531

Industry

Automotive & Transport

Risk Level

Low

Overview

MCC 5531 covers retail stores selling a combined range of automotive parts, accessories, and home maintenance supplies. These serve both DIY motorists and homeowners.

Transaction Profile

Low to mid value, high frequency, card-present dominant, contactless common, online click-and-collect growing

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk. Standard retail operations with moderate transaction values. Returns follow established automotive parts processes. Chargebacks are minimal.

Common Merchants

Halfords, AutoZone, O'Reilly Auto Parts, Advance Auto Parts, NAPA, Canadian Tire, auto parts retailers with home supply sections

Transaction Profile

Low to mid value, high frequency, card-present dominant, contactless common, online click-and-collect growing

Card Network Notes

Standard interchange applies.

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