Overview
MCC 5462 covers retail bakeries selling bread, cakes, pastries, pies, and other baked goods. This includes artisan bakeries, in-store bakery departments, and specialty patisseries.
Transaction Profile
Very low to low value, very high frequency, card-present dominant, contactless prevalent, morning peak trading
Card Network Notes
Standard interchange applies. Low-value contactless transaction limits support rapid throughput.
Risk & Compliance
Low risk. Low-value retail with immediate product delivery. Very high transaction frequency with minimal chargeback exposure.