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MCC 5310 — Discount Stores

Assigned to discount department stores and value retailers offering general merchandise at below-market prices.

MCC Code

5310

Industry

Retail

Risk Level

Low

Overview

MCC 5310 covers discount retail stores and value retailers offering a broad range of general merchandise including clothing, housewares, and accessories at below-traditional-retail pricing.

Transaction Profile

Low to mid value, very high frequency, card-present dominant, contactless prevalent, high transaction volumes per location

Card Network Notes

Standard interchange applies. High-volume retail interchange programmes may apply for major operators.

Risk & Compliance

Low risk. High-volume, low-to-mid value retail. Chargebacks are minimal. Established return policies and high customer footfall.

Common Merchants

TJ Maxx, Marshalls, Ross Stores, TK Maxx, Primark, Poundland, Dollar General, Dollar Tree, Five Below, B&M Bargains

Transaction Profile

Low to mid value, very high frequency, card-present dominant, contactless prevalent, high transaction volumes per location

Card Network Notes

Standard interchange applies. High-volume retail interchange programmes may apply for major operators.

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