Overview
MCC 5271 covers dealers selling mobile homes, manufactured housing, and modular homes. This includes both new units and pre-owned resale, along with delivery, setup, and skirting services.
Transaction Profile
High value, low frequency, card-not-present for deposits, financing arrangements common, staged payment structures
Card Network Notes
Standard interchange applies. Acquirers should monitor advance payment exposure for high-value housing transactions.
Risk & Compliance
Medium risk. High transaction values with potential financing complexities. Delivery and installation timelines create future delivery exposure. Consumer protection regulations vary significantly by jurisdiction.