Overview
MCC 5261 covers garden centres, plant nurseries, and lawn and garden supply stores selling plants, seeds, garden tools, outdoor furniture, and landscaping materials to consumers.
Transaction Profile
Low to mid value, seasonal frequency peaking in spring, card-present dominant, café and ancillary services add revenue streams
Card Network Notes
Standard interchange applies. Seasonal transaction patterns are well understood by networks.
Risk & Compliance
Low risk. Seasonal retail with predictable peaks in spring and summer. Chargebacks are minimal. Perishable plant stock is managed through standard retail guarantees.