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MCC 5251 — Hardware Stores

Assigned to hardware stores selling tools, fasteners, plumbing supplies, and general household hardware to consumers and tradespeople.

MCC Code

5251

Industry

Retail & Grocery

Risk Level

Low

Overview

MCC 5251 covers independent and chain hardware stores selling tools, fasteners, plumbing and electrical supplies, locks, and general household hardware. These serve both DIY consumers and trade professionals.

Transaction Profile

Low to mid value, high frequency, card-present dominant, contactless common, trade accounts for regular customers

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk. High-volume, low-to-mid value retail transactions. Chargebacks are minimal. Established return and exchange policies.

Common Merchants

Ace Hardware, True Value, Do It Best, Robert Dyas, independent hardware stores, tool specialists, ironmongers

Transaction Profile

Low to mid value, high frequency, card-present dominant, contactless common, trade accounts for regular customers

Card Network Notes

Standard interchange applies.

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