MCC 5200 covers large-format home supply warehouse stores selling building materials, tools, fixtures, and home improvement products to both trade professionals and consumers.

Transaction Profile

Mid value, high frequency, card-present dominant, contactless common, trade accounts for professionals

Card Network Notes

Standard interchange applies. Some networks offer enhanced categories for home improvement retailers.

Risk & Compliance

Low risk. High-volume retail with established return policies. Chargebacks are well below scheme thresholds. Mix of trade and consumer customers.