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MCC 5198 — Paints, Varnishes, and Supplies

Assigned to retailers and distributors of paints, varnishes, wallpaper, and related decorating supplies.

MCC Code

5198

Industry

Retail

Risk Level

Low

Overview

MCC 5198 covers wholesale and retail distribution of paints, varnishes, stains, wallpaper, and decorating accessories for trade and consumer markets.

Transaction Profile

Low to mid value, high frequency, mix of trade counter card-present and retail, trade accounts common

Card Network Notes

Standard interchange applies.

Risk & Compliance

Low risk. Standard retail and trade supply operations. Chargebacks are minimal. Returns follow standard retail processes.

Common Merchants

Dulux Trade Centre, Crown Trade, Johnstone's, Brewers Decorator Centres, Sherwin-Williams, Benjamin Moore, Farrow & Ball, paint trade suppliers

Transaction Profile

Low to mid value, high frequency, mix of trade counter card-present and retail, trade accounts common

Card Network Notes

Standard interchange applies.

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