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MCC 5172 — Petroleum and Petroleum Products

Assigned to wholesale distributors and dealers of petroleum products, lubricants, and fuel for commercial and industrial use.

MCC Code

5172

Industry

Energy & Fuel

Risk Level

Low

Overview

MCC 5172 covers wholesale distribution of petroleum products, motor oils, industrial lubricants, heating oil, and fuel for commercial and industrial applications. This is distinct from retail petrol stations.

Transaction Profile

High value, moderate frequency, B2B dominant, commodity-linked pricing, trade accounts and fleet cards

Card Network Notes

Standard interchange applies. Fleet card programmes may carry specific interchange rates.

Risk & Compliance

Low risk. Established B2B supply chains with commodity-priced products. Transaction values can be high but are underpinned by commodity markets. Chargebacks are negligible.

Common Merchants

Shell Commercial, BP Business, Total Energies, Valvoline, Castrol, fuel distributors, heating oil suppliers, lubricant wholesalers

Transaction Profile

High value, moderate frequency, B2B dominant, commodity-linked pricing, trade accounts and fleet cards

Card Network Notes

Standard interchange applies. Fleet card programmes may carry specific interchange rates.

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