Overview
MCC 5122 covers pharmaceutical wholesalers and distributors supplying drugs, proprietary medicines, and health products to pharmacies, hospitals, and healthcare providers.
Transaction Profile
High value, high frequency, B2B dominant, contract-based pricing, trade accounts and invoiced billing
Card Network Notes
Standard interchange applies. Regulatory compliance verification is recommended for new merchants in this category.
Risk & Compliance
Medium risk due to regulatory complexity. Pharmaceutical distribution is heavily regulated with strict licensing requirements. Controlled substance regulations apply. Product recall exposure exists. B2B operations with institutional buyers are standard.