Overview
MCC 5072 covers wholesale and retail distribution of hardware equipment, tools, fasteners, hand tools, power tools, and general hardware supplies for both trade professionals and consumers.
Transaction Profile
Low to mid value, very high frequency, card-present dominant at trade counters, card-not-present for online ordering, trade accounts common
Card Network Notes
Standard interchange applies. No specific network restrictions.
Risk & Compliance
Low risk. High-volume retail and trade counter operations. Chargebacks are minimal. Returns and exchanges follow standard retail processes.