Overview
MCC 5045 covers retailers and distributors selling computers, servers, peripherals, networking equipment, and packaged software. This includes both consumer electronics retailers and B2B technology distributors.
Transaction Profile
Mid to high value, moderate frequency, mix of card-present retail and card-not-present for B2B orders, business purchasing programmes common
Card Network Notes
Standard interchange applies. B2B enhanced data rates available for commercial purchases. Fraud screening recommended for high-value portable electronics.
Risk & Compliance
Low risk for established retailers. Higher-value B2B equipment purchases may carry modest risk. Fraud concerns exist around high-value portable electronics that are easily resold.