Overview
MCC 5039 covers retailers and wholesale distributors of construction materials not assigned to more specific building material categories. This includes specialist suppliers of insulation, roofing materials, aggregates, and general building supplies.
Transaction Profile
Mid to high value, high frequency for trade accounts, card-present dominant in branches, trade accounts and invoiced billing common
Card Network Notes
Standard interchange applies. B2B enhanced data rates may apply for trade account transactions.
Risk & Compliance
Low risk. Standard B2B and retail operations. Trade account billing is common. Chargebacks are rare in wholesale construction materials.