Overview
MCC 5013 covers wholesale distributors and retailers selling new motor vehicle parts, supplies, and accessories. This includes parts distributors serving garages, dealerships, and fleet operators, as well as retail auto parts stores.
Transaction Profile
Low to mid value, high frequency, mix of card-present retail and B2B account billing, trade accounts common
Card Network Notes
Standard interchange applies. B2B enhanced data rates may be available for wholesale transactions with Level II/III data.
Risk & Compliance
Low risk. Established B2B and retail operations with standard product delivery. Chargebacks are rare and typically relate to defective parts or incorrect orders. Returns are managed through standard retail processes.