Overview
MCC 4813 covers telecommunications service providers including mobile network operators, fixed-line telephone companies, broadband internet providers, and business connectivity services. This is one of the largest recurring billing categories by transaction volume.
Transaction Profile
Low to mid value, very high frequency from recurring monthly billing, card-not-present dominant, credential-on-file for subscriptions, business accounts create higher values
Card Network Notes
Standard interchange applies. Recurring billing and credential-on-file indicators must be set. Network tokenisation recommended for subscription billing to reduce involuntary churn.
Risk & Compliance
Low risk. Large, established operators with regulated billing practices. Chargebacks are low relative to volume, though disputes over billing accuracy and contract terms do occur. Early termination fees are a common source of complaints.